Privacy Policy

1. Introduction

Smart Disha Academy (“we”, “our”, “us”) is committed to protecting your personal information and your right to privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website smartdisha.com or enroll in our courses.

2. Information We Collect

Personal Information

• Full name, email address, and phone number
• Date of birth and educational qualifications
• Payment information (processed securely via payment gateways)
• Government ID details (where required for NISM/NIFM certifications)

Automatically Collected Information

• IP address, browser type, and device information
• Pages visited, time spent, and clickstream data
• Cookies and similar tracking technologies

3. How We Use Your Information

• To process course enrollments and payments
• To provide access to course materials and learning resources
• To communicate course updates, schedules, and important notices
• To send promotional offers and newsletters (with your consent)
• To improve our website, courses, and services
• To comply with legal obligations and regulatory requirements
• To process NISM/NIFM certification registrations on your behalf

4. Information Sharing

We do not sell, trade, or rent your personal information to third parties. We may share your information with:

• Payment processors — to securely process course fees
• NISM/NIFM — for certification exam registrations
• Technology providers — for website hosting and email services
• Legal authorities — when required by law or court order

5. Cookies

We use cookies to enhance your browsing experience, remember your preferences, and analyze website traffic. You can disable cookies through your browser settings, though this may affect certain website functionality.

6. Data Security

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. Payment information is encrypted using SSL technology.

7. Data Retention

We retain your personal information for as long as necessary to provide our services and comply with legal obligations. Student records are retained for a minimum of 7 years as required by educational regulations.

8. Your Rights

• Right to access your personal information we hold
• Right to correct inaccurate or incomplete information
• Right to request deletion of your information (subject to legal obligations)
• Right to opt out of marketing communications at any time
• Right to data portability

9. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices of those websites and encourage you to review their privacy policies.

10. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of significant changes by posting the new policy on this page with an updated date. Continued use of our services after changes constitutes acceptance of the updated policy.

11. Contact Us

If you have questions about this Privacy Policy or wish to exercise your rights, please contact us at info@smartdisha.com or call +91 92652 82922.